Privacy Policy

Effective Date: November 6, 2025

1. Introduction

Mumma Associates, Inc (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you engage with our insurance services.

2. Information We Collect

We may collect the following types of personal information:

• Contact Information: Name, address, phone number, email
• Identification Data: Driver’s license number, Social Security number
• Financial Information: Bank account details, credit history
• Insurance Details: Policy numbers, coverage types, claims history
• Health Information (if applicable): Medical history, treatment records, provider details

3. How We Use Your Information

We use your information to:

• Provide insurance quotes and services
• Process applications and claims
• Communicate with you about your policies
• Comply with legal and regulatory requirements

4. SMS Communications

By opting in to messaging, you consent to receive SMS communications from Mumma Associates, Inc. about appointments and product availability. Message frequency may vary. Standard message and data rates may apply.

To opt out at any time, reply with “STOP.” For help or more information, reply with “HELP” or contact our customer support team at 425-455-1406

5. Sharing Your Information

We may share your information with:

• Insurance carriers and underwriters
• Third-party service providers (e.g., claims adjusters)
• Government agencies as required by law

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

We do not sell your personal information to third parties.

7. Data Security

To protect your information, we’ve implemented robust physical, electronic, and administrative safeguards that ensure data accuracy and prevent unauthorized access. When collecting or transmitting sensitive data—such as credit card details—we use Secure Sockets Layer (SSL) encryption, which renders the information unreadable to anyone but us. You can confirm SSL protection is active by looking for a closed lock or unbroken key icon in your browser window.

8. Your Rights

Under Washington law, you have the right to:

• Access and correct your personal information
• Request deletion of non-essential data
• Opt out of marketing communications

To exercise these rights, contact us at mumma@mummainsurance.com or call (425) 455-1406.

9. HIPAA Compliance (if applicable)

If we collect or process health-related information, we comply with the Health Insurance Portability and Accountability Act (HIPAA). Protected Health Information (PHI) is handled with strict confidentiality and only disclosed as permitted by law.

10. Cookies and Website Tracking

Our website may use cookies to enhance user experience and track site usage. You can disable cookies through your browser settings.

11. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on our website with the updated effective date.

11. Contact Us

If you have questions or concerns about this policy, please contact:

Mumma Associates, Inc 11811 NE 1st Street, Suite 307 Bellevue, WA 98005 Email: mumma@mummainsurance.com Phone: (425) 455-1406 Fax: (425) 646-4719